Bad Credit Financing near Chesterton, IN

If you’ve been hunting for your next vehicle but are concerned that your credit score may hold you back, look no further than Bosak Toyota. As a premier Toyota dealership near Chesterton, Indiana with next-level bad credit auto financing services, Bosak Toyota is dedicated to helping you drive home in a vehicle that’s right for your lifestyle and preferences, and not just your bank account. We understand that affordable auto financing plays a crucial role in your car-buying experience. That’s why we have a team of highly experienced car financing experts on-site to help you navigate and optimize your financial situation. With our bad credit financing services, we can help you secure low-interest auto loans regardless of your credit history. With our bad credit used vehicle financing, we can also help you finance one of our high-quality used vehicles if you prefer to do so. We get it: sometimes life can hand you lemons. With the guidance and resources of our skilled financing professionals, however, we’re confident that we can help you make the most of your situation. We’ve done it for countless customers over the years, and we’re eager to do the same for you!


Call now!
(219) 787-8600

Finance Department

The Basic Components of an Auto Loan from Bosak Toyota

Down Payment: This is how much cash you pay upfront for your car and is calculated as a percentage of the overall price of the car. Generally, the higher the down payment, the lower your monthly payments will be.


Interest Rate: Also known as the A.P.R. (Annual Percentage Rate), the interest rate is the money you pay a lender to borrow their money. Your credit score, the current market rate, the loan term, and the size of your loan impact your interest rate. The lower the interest rate, the lower your monthly payment.

Loan Term: This is how frequently and long you will be paying your loan. Typical loan terms consist of monthly payments made for 3-5 years. The longer your loan terms, the lower your monthly payment will be.

Find a Model to Buy
Chesterton | Valparaiso | Burns Harbor | Portage

With the backing of our auto financing center and the breadth of our stunning selection of vehicles, Chesterton, IN drivers are bound to find a vehicle that suits their needs. If you’re looking for an SUV, you’ll be happy to find options like the adventurous Toyota 4Runner, the family-friendly Toyota RAV4, and the versatile Toyota Highlander. Those in search of a pickup will love the powerful Toyota Tacoma and the unstoppable Toyota Tundra, while drivers hoping to make their I-94 commute as comfortable as possible will love the class-leading Toyota Camry and Toyota Corolla. With their reliable quality, incredible longevity, and innovative features, Toyota vehicles will not fail to take your driving experience to the next level. With the poor credit auto financing available at Bosak Toyota, you have more freedom than ever to get behind one of these stunning vehicles!

How to Apply for Financing at Bosak Toyota

Apply for auto financing today at Bosak Toyota by submitting an auto financing application on our website or by visiting us in person at our finance center near Chesterton, IN. Don’t hesitate to give us a ring if you have any questions and would like to learn more about our bad credit financing services. We hope to hear from you soon!

Apply for Financing


Dealership Hours
Mon – Thu 9:00am – 8:00pm
Friday 9:00am – 6:00pm
Saturday 9:00am – 5:00pm
Sunday Closed