Buying vs. Leasing near Chesterton, IN

Lease or Buy a Toyota near Chesterton, IN


Regardless of which vehicle you’re interested in, Bosak Toyota has the financing and leasing options to make buying your next car easy and straightforward near Chesterton, Indiana. Below, we discuss both options in detail, so you can pick the payment plan that’s right for you and your financial needs. Whether you’re looking for a versatile Toyota RAV4 or an efficient Toyota Corolla, we offer a range of leasing and financing solutions. Our experts are here to walk you through your options and find a plan that fits into your goals, lifestyle, and budget. If you have any questions, feel free to call our Toyota dealership for more information.


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(219) 787-8600

Finance Department

Leasing vs. Buying a Toyota from our Chesterton, IN area Toyota Dealership

Benefits Leasing Buying
Ownership x
Lower Down Payment x
Lower Monthly Payment x
No Mileage Limit x
Vehicle Customization x
Easier Trade In x

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Chesterton | Valparaiso | Burns Harbor | Portage


How does leasing work? Usually, a car lease offers lower monthly payments compared to auto loans since you’re essentially only paying for the depreciation amount of the vehicle over the course of your lease term. If you choose to lease from Bosak Toyota, you walk away with a brand new car for a fraction of the price paid over time. Leasing is the perfect option if you need a temporary vehicle or drive a consistent number of miles each year. Leases have mileage limits and limited customization options, so be aware of these contingencies when deciding whether to buy or lease your next Toyota vehicle. However, if you’re looking for lower monthly payments and a short-term commitment, leasing might be right for you. At the end of your lease term, you can choose to upgrade to a newer model, buy your car for the remaining residual value listed in your lease agreement, or simply turn the keys in and walk away. Depending on the value of your vehicle at the end of the lease, you may even have some equity that you get to keep! Get in touch with our team to learn more about all the ins and outs of leasing or for more information on our current Toyota lease offers near Chesterton, IN.


Auto financing involves taking out an auto loan and paying it off over time. Unlike leasing, when you choose to finance your vehicle you gain equity in the car that ultimately leads to ownership, so you get to keep the car as long as you want. Buying your next car also allows you to skip the mileage limits and customization restrictions, so you can enjoy your vehicle any way you’d like. Plus, you’re free to handle repairs at home or opt for performance parts! Vehicle ownership also allows you to sell or trade your car at any time, with no early termination fees. Check out our financing section on our website for additional resources from a payment calculator to a trade-in estimator. With Bosak Toyota, financing your new car is easier than ever

Choose the Right Finance Option for You

If you’re still not sure whether you should lease or buy your next Toyota vehicle, feel free to drop by Bosak Toyota. We’re conveniently located off I-94 at exit 22A and only 20 minutes from Valparaiso. We’re happy to discuss leasing and financing options with you so that you can find a plan that works for you!

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Dealership Hours
Mon – Thu 9:00am – 8:00pm
Friday 9:00am – 6:00pm
Saturday 9:00am – 5:00pm
Sunday Closed